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Advanced Salary Calculator
Calculate your complete salary breakdown with all components
Welcome to Advanced Salary Calculator
Our comprehensive salary calculator helps you estimate your complete take-home pay with all components. Calculate your net salary considering basic pay, allowances, deductions, taxes, and benefits. Perfect for employees, HR professionals, and financial planners across all sectors.
How to use this tool:
- Click "Get Started" to begin
- Select your employment type (Private, Government, Public Sector)
- Choose the appropriate pay commission (for government employees)
- Enter your basic salary and other components
- Add applicable allowances and deductions
- Configure tax settings based on your situation
- View detailed results and salary breakdown
- Download your results as PDF, Excel or Image
Select your employment sector for appropriate calculations
Select applicable pay commission for government employees
Enter your basic salary (before allowances and deductions)
Select and configure applicable allowances
Select and configure applicable deductions
Configure tax settings based on your situation
| Component | Amount (Rs.) | Type | Taxable |
|---|
Key Features of the Salary Calculator
Multi-Sector Support
- Private sector salary calculations
- Government employee computations
- Public sector undertakings (PSU) configurations
Pay Commission Integration
- 7th Pay Commission calculations
- 6th Pay Commission options
- State pay scale considerations
Comprehensive Allowances
- HRA (House Rent Allowance) with exemption calculations
- DA (Dearness Allowance) at customizable rates
- TA (Travel Allowance), medical, and special allowances
- Bonus calculations with percentage inputs
Detailed Deductions
- PF (Provident Fund) contributions
- Professional tax calculations
- ESI (Employee State Insurance) deductions
- Loan repayments and other deductions
Tax Regime Options
- New vs. old tax regime comparisons
- NPS (National Pension System) contributions under Section 80CCD
- HRA exemption calculations based on actual rent paid
Visualization & Reporting
- Interactive salary breakdown charts
- PDF, Excel, and image report generation
- Detailed component-wise analysis
How the Salary Calculator Works: Step-by-Step Process
Step 1: Select Your Employment Type
The calculator begins by identifying your employment sector:
- Private Sector: For corporate employees with standard salary structures
- Government: For central/state government employees with pay commission benefits
- Public Sector: For PSU employees with hybrid compensation models
Step 2: Configure Pay Commission (Government Employees)
For government employees, the tool offers:
- 7th Pay Commission (current standard)
- 6th Pay Commission (for comparison)
- State-specific pay scales
- Custom commission settings
Step 3: Enter Basic Salary
The foundation of all calculations:
- Range: ₹5,000 to ₹500,000 monthly
- Interactive slider and direct input
- Automatic validation to prevent errors
Step 4: Add Allowances
Comprehensive allowance options:
- HRA: Percentage-based with exemption calculations
- DA: Automatic linkage to basic salary
- Travel Allowance: Fixed amount input
- Medical Allowance: Non-taxable component
- Special Allowance: Flexible taxable amount
- Bonus: Percentage of basic salary
Step 5: Configure Deductions
Complete deduction management:
- PF: 12% standard or customizable rate
- Professional Tax: State-wise variations
- ESI: Health insurance contributions
- Loan EMI: Flexible repayment amounts
- Other Deductions: Miscellaneous reductions
Step 6: Tax Planning
Advanced tax features:
- Regime Selection: New vs. old tax comparison
- NPS Contributions: Section 80CCD benefits
- HRA Exemptions: Based on actual rent paid
- Tax Projections: Annual liability estimates
Step 7: View & Export Results
Comprehensive output options:
- Gross vs. net salary comparison
- Taxable income calculation
- Effective tax rate analysis
- PDF/Excel/image export functionality
Frequently Asked Questions (FAQs)
How accurate are the tax calculations?
The tool uses current income tax slabs and rules for both regimes. For government employees, it incorporates the latest pay commission recommendations.
Can I compare old vs new tax regimes?
Yes, simply toggle between the regimes to see immediate differences in your tax liability and net salary.
How does the HRA exemption work?
When enabled, the calculator considers:
- Actual HRA received
- 50%/40% of basic salary (depending on metro status)
- Rent paid minus 10% of basic salary It automatically applies the lowest of these three values as exemption.
Are the PF calculations EPFO-compliant?
Yes, the PF calculations follow standard EPFO rules with 12% employee contribution as default, which can be customized.
Can I save my calculations?
While the tool doesn't store data, you can export complete reports in PDF, Excel, or image formats for future reference.
